📞 CALL - (800) 540-8321
📞 CALL - (800) 540-8321
Instant, compliant coverage—tailored to your Business, by Licensed EXperts
A+ Rated, Nationwide Reach. Local Precision.
Exceptional Workers' Insurance Agents & Partners
From Sacramento to Scottsdale to San Antonio — and everywhere in between — we operate with local intelligence and national power.
Our network of licensed partners spans all 50 states, enabling us to place coverage for:
- Contractors and construction trades
- Transportation and logistics
- Manufacturing and fabrication
- Healthcare, hospitality, and service sectors
Every state has its own laws, forms, and deadlines. We know them all. We translate complexity into compliance — and compliance into confidence.
The Workers Insurance Difference
Most agencies sell volume. We build value.
We don’t measure success by the number of policies bound — we measure it by how many businesses sleep easier at night.
Here’s what separates us:
✅ True Workers’ Comp Expertise — Decades of experience in audit management, claims mitigation, and X-Mod optimization.
✅ Full Commercial Suite — General Liability, Commercial Auto, Property, Inland Marine, and Umbrella — integrated and harmonized to your operation.
✅ 50-State Coverage Network — Licensed in CA, AZ, TX; compliant and connected nationwide.
✅ Technology That Accelerates — Cloud-based quoting, e-certificates, digital endorsements — built for contractors who can’t wait on paperwork.
✅ Human Service That Endures — You’ll never wait on hold. You’ll never talk to a bot. You’ll always speak to someone who understands your industry — and your urgency.
Explore Insurance Options
Worker's Compensation
Professional Liability
Worker's Compensation
Workers’ compensation insurance—often called “workers’ comp”—is a legally required policy that pays for medical expenses, lost wages, and rehabilitation when an employee is injured or becomes ill on the job. It also protects you, the business owner, from lawsuits related to workplace accidents.
General Liability
Professional Liability
Worker's Compensation
In many cities and counties, general liability coverage is required to pull permits or bid on commercial jobs. Even when it’s not legally required, your reputation, license, and livelihood are always on the line.
Professional Liability
Professional Liability
Business Owner's Policy
Professional liability insurance (also known as Errors & Omissions insurance) protects you from claims of negligence, oversight, bad advice, or professional mistakes — even if you did everything right.
Business Owner's Policy
Business Owner's Policy
Business Owner's Policy
Think of a BOP as your business’s financial firewall — guarding you from legal claims, property loss, and income disruption in one cohesive product.
It’s designed for simplicity, affordability, and full-spectrum protection — especially for businesses with physical locations, inventory, or day-to-day customer interaction.
Commercial Auto
Business Owner's Policy
Commercial Auto
A cracked windshield won’t break your business. A lawsuit might.
If your truck, van, or work vehicle is part of how you earn — even just part-time — personal auto insurance won’t cover it. And if you think it will, you’re not just underinsured — you’re unprotected.
Inland Marine
Business Owner's Policy
Commercial Auto
Inland Marine Insurance protects business property in transit, on temporary sites, or stored off-site — especially equipment, tools, and materials that move with your operations.
Commercial Property
Commercial Property
Commercial Property
Your building is more than brick and mortar. It’s your warehouse, your tools, your inventory, your future. And yet, one uninsured incident — fire, vandalism, or windstorm — can wipe out everything you’ve worked for in a single night.
Commercial Umbrella
Commercial Property
Commercial Property
Whether you’re a contractor managing multi-million-dollar job sites, a warehouse operator with heavy truck traffic, or a business with exposure to public foot traffic — umbrella coverage gives you millions in extra protection once your underlying policy hits its cap.
Cyber Liability
Commercial Property
Cyber Liability
Cyber liability insurance is financial protection for digital disasters. It covers the fallout of a cyberattack or data breaches.
ELPI Coverage
ELPI Coverage
Cyber Liability
Employment Practices Liability Insurance (EPLI) provides legal defense, settlements, and judgments related to employee lawsuits — whether claims are justified or not.
Select Business Type
General Contractors
Trucking & Transportation
General Contractors
Whether you’re running a small contracting outfit or managing large-scale construction operations, your business faces real-world risk — from the ground up.
Tradesmen
Trucking & Transportation
General Contractors
Whether you’re wiring homes, servicing compressors, running pipe, or replacing shingles three stories up — your hands aren’t just doing labor. They’re delivering safety, structure, and function to people who depend on you.
Trucking & Transportation
Trucking & Transportation
Trucking & Transportation
Every mile comes with risk — breakdowns, delays, lawsuits, and compliance headaches. Whether you run a single rig or manage a multi-state fleet, your protection must move as fast as you do.
Farm & Ranch
Manufacturing & Warehousing
Trucking & Transportation
Every field you till, every herd you raise, every acre you manage — comes with risk. One storm, one injury, one fire, or one lawsuit can destroy what took generations to build.
Landscaping
Manufacturing & Warehousing
Manufacturing & Warehousing
From hedge trimmers to hydro-seeding, every service you offer carries liability. Whether you run a solo lawn route or manage large-scale landscape construction, your insurance coverage needs to be as sharp and dependable as your blades.
Manufacturing & Warehousing
Manufacturing & Warehousing
Manufacturing & Warehousing
In manufacturing and warehousing, risk never sleeps. One injured employee, delayed shipment, or missed compliance requirement can trigger a domino effect that stalls your entire operation.
Cleaning & Janitorial
Cleaning & Janitorial
Cleaning & Janitorial
Whether you’re scrubbing storefronts, sanitizing offices, or detailing post-construction jobs, your work is hands-on — and high-risk. Slips, damage, theft, or allegations can happen without warning.
Auto Mechanics
Cleaning & Janitorial
Cleaning & Janitorial
Travel with peace of mind with Workers Insurance. Our travel insurance policies cover you against unexpected events during your trip.
Licensed Insurance Partners
Experience Coverage with Peace of Mind
Top Rated Licensed Insurance Partners for Contractors, Truckers, Tradesmen and Business Owners
WorkersInsurance.com proudly partners with America's most trusted MGAs and carriers to ensure every Client gets fast, fair, and fully compliant coverage.
Not locked into one carrier — we shop the best deal based on your risk class, exposure and payroll.
Why Choose WorkersInsurance.com?
Because you don’t need a maze of forms, confusing laws, or sketchy salespeople. You need:
- Fast, compliant coverage from experienced agents
- Sean Belding is licensed in CA, TX, & AZ
- Licensed partners in all 50 states
- Specialized knowledge for your industry
- Real-time quotes with no obligation
- Support you can trust
WorkersInsurance.com helps to craft elite policies—we are also able to connect you with handpicked, A+ Top-Rated, US-based experts.
But more importantly, we filter out the fluff and only connect you with our licensed, reputable professionals who know how to get you covered—fast.