WorkersInsurance.com - Privacy Policy

Effective Date: 10/15/2025

Last Updated: 10/16/2025

1. Introduction

Welcome to WorkersInsurance.com (“Company,” “we,” “us,” or “our”).

Your privacy is of the highest importance to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, request quotes, or interact with our services.

By using our website or submitting information to us, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use immediately.

2. Information We Collect

We collect information in three primary ways:

A. Information You Provide Directly

When you contact us, request a quote, or use our services, you may provide:

• Full name and business name
• Contact information (email, phone, address)
• Business details (entity type, industry, number of employees)
• Insurance needs and preferences
• Payment or billing information (where applicable)

B. Information Collected Automatically

When you visit our website, we may automatically collect:

• IP address, browser type, and operating system
• Device identifiers and usage data (pages visited, time spent, referral URLs)
• Cookies and tracking technologies to personalize and improve your experience

C. Information from Third Parties

We may receive information from:

• Licensed insurance partners, underwriters, or affiliates
• Public databases and verification services
• Marketing and advertising partners (for lead generation and analytics)

3. How We Use Your Information

We use your information for the following lawful purposes:

1. Providing Services: To generate insurance quotes, process applications, and connect you with licensed insurance providers.
2. Customer Communication: To respond to inquiries, send confirmations, or provide support.
3. Legal and Compliance: To meet regulatory obligations under insurance, licensing, and consumer protection laws.
4. Improvement and Security: To analyze website performance, enhance usability, and prevent fraud or misuse.
5. Marketing (Limited): To send relevant product updates, offers, or newsletters — only if you’ve opted in.

We never sell, rent, or trade your personal information for profit.

4. How We Share Information

We may share your data only under the following controlled circumstances:

• Licensed Insurance Providers: To obtain quotes, bind coverage, or process claims.
• Service Vendors: With trusted technology providers who help operate our platform (hosting, email delivery, analytics).
• Legal or Regulatory Requests: When required by law, subpoena, or governmental authority.
• Corporate Transactions: In the event of a merger, acquisition, or sale, your data may transfer as part of the business assets.

All partners are bound by confidentiality agreements and data-protection standards equal to or stronger than ours.

5. Cookies and Tracking Technologies

We use cookies, pixels, and analytics tools to:

• Maintain secure sessions and preferences
• Measure engagement and improve performance
• Deliver relevant advertising and remarketing

You can manage or disable cookies via your browser settings. Doing so may limit functionality but will not restrict access to core services.

6. Data Retention and Security

We retain personal data only as long as necessary for business, legal, or contractual purposes.

Your information is protected through:

• Encryption in transit (HTTPS/SSL) and at rest
• Access controls restricted to authorized personnel
• Regular audits and data-integrity reviews

Despite best practices, no online system is entirely immune to security risks. In the event of a data breach, we will notify affected users promptly as required by law.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

• Access, correct, or delete your personal information
• Opt out of data sharing or marketing communications
• Request a copy of your data in portable format
• Withdraw consent where processing is based on consent

To exercise these rights, email coverage@workersinsurance.com or call (800) 540-8321.

We will verify your identity before processing your request to protect your privacy.

8. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including:

• Knowing the categories and sources of personal information collected
• Requesting deletion of your data (subject to legal exceptions)
• Opting out of any data “sale” (we do not sell personal data)
• Non-discrimination for exercising privacy rights

We will respond to verified requests within 45 days as permitted by law.

9. Children’s Privacy

Our website and services are not directed toward children under 18. We do not knowingly collect information from minors. If you believe a child has provided personal data, contact us immediately for prompt removal.

10. Third-Party Links and External Sites

WorkersInsurance.com may contain links to third-party websites (e.g., insurance carriers, affiliates, or advertisers). We are not responsible for their content, policies, or data practices. Please review their privacy statements before sharing personal information.

11. Changes to This Policy

We may update this Privacy Policy periodically to reflect legal, regulatory, or operational changes. The “Last Updated” date will indicate the latest revision. Continued use of our website after changes constitutes acceptance of the updated terms.

12. Contact Information

For privacy questions, data requests, or compliance inquiries, please contact us:

Workers Insurance

Phone: (800) 540-8321

Email: coverage@workersinsurance.com

Website: https://www.workersinsurance.com

We take your privacy seriously and respond to all verified inquiries promptly.

13. Legal Jurisdiction

This Privacy Policy is governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Any disputes arising under this Policy shall be resolved exclusively in the state or federal courts located within Ventura County, California.

14. A Final Word on Trust

At WorkersInsurance.com, we believe transparency builds credibility. Protecting your data is as important to us as protecting your business. We operate with honesty, compliance, and integrity — so you can focus on what matters most: keeping America’s workers covered.