WorkersInsurance.com Security & Disclaimer Policy

Effective Date: 10/15/2025

Last Updated: 10/16/2025

1. Company Overview and Licensing Notice

WorkersInsurance.com (“Company,” “we,” “us,” or “our”) operates as a licensed insurance agency in the State of California, with non-resident licenses in Arizona and Texas, and partnerships that extend coverage accessibility to all 50 U.S. states through properly licensed affiliates and carriers.

Our mission is to protect America’s workforce through responsible insurance guidance, secure digital operations, and transparent client communication.

California License Number: CA License #4472487

Arizona Non-Resident License Number:  NPN: 21655529

Texas Non-Resident License Number: TX License #3365362

2. Commitment to Information Security

At WorkersInsurance.com, the security of your personal and business information is paramount. We employ rigorous administrative, technical, and physical safeguards to prevent unauthorized access, misuse, loss, or alteration of any information you provide.

Our Security Framework Includes:

• 256-bit SSL/TLS encryption for all data transmissions between your browser and our servers.
• Firewall-protected servers and real-time threat monitoring.
• Role-based access controls and multi-factor authentication for internal systems.
• Routine vulnerability assessments and penetration testing.
• Data minimization protocols, ensuring only necessary information is retained.
• Secure off-site backups stored in compliance with SOC 2 and ISO 27001 standards.

Incident Response Protocol:

If a data security incident occurs, we will:

1. Investigate promptly to determine scope and cause.
2. Contain and mitigate any risk to affected systems.
3. Notify affected individuals and regulatory authorities as required by applicable law.

3. User Responsibilities and Best Practices

While we implement enterprise-level security, online safety is a shared responsibility. We encourage all users to:

• Use strong, unique passwords for any login-based services.
• Avoid transmitting sensitive data (e.g., SSNs, credit card details) via unencrypted email.
• Ensure you are on the official site (https://www.workersinsurance.com) before submitting forms.
• Report suspicious emails, phishing attempts, or fraudulent activities immediately to coverage@workersinsurance.com.

WorkersInsurance.com will never request passwords, payment details, or verification codes via unsolicited email or text.

4. Data Storage and Transmission Security

All information transmitted through WorkersInsurance.com is encrypted in transit and stored in compliance with California Insurance Code §791.01, the Gramm-Leach-Bliley Act (GLBA), and applicable data protection laws in Arizona and Texas.

Access to sensitive data is restricted to authorized employees and verified third-party partners who have signed confidentiality and data-protection agreements.

5. Partner Network and External Systems

We collaborate with licensed insurance carriers and technology partners across the United States. Each partner is independently responsible for maintaining its own data security, infrastructure, and compliance with federal and state insurance regulations.

While we vet and monitor our partners, WorkersInsurance.com cannot guarantee or warrant the security of external systems or websites accessed through outbound links or embedded partner portals.

6. Website Integrity and Monitoring

WorkersInsurance.com continuously monitors its website for unauthorized access, malware injection, and uptime performance.

All software, plugins, and dependencies are updated regularly to maintain platform integrity and minimize vulnerabilities.

We utilize third-party cybersecurity monitoring tools and encryption certificates from trusted authorities to ensure every visitor’s session remains private and tamper-proof.

7. Disclaimer of Warranties

A. Informational Use Only

All content, calculators, guides, and materials provided on WorkersInsurance.com are for informational and educational purposes only. Nothing on this site constitutes binding insurance advice, underwriting decisions, or legal counsel.

Quotes and coverage illustrations are subject to verification by licensed carriers and underwriters. Actual policy terms, premiums, and eligibility are determined solely by the issuing insurance provider.

B. No Guarantee of Accuracy or Availability

While we strive to maintain accurate and up-to-date information, WorkersInsurance.com makes no express or implied warranties as to the completeness, accuracy, reliability, or availability of its website or the materials contained herein.

Use of the site and reliance on its content are at your own risk.

C. No Guarantee of Coverage or Rate

Submitting a request or quote form does not create a binding contract, application, or guarantee of coverage.

Coverage may vary by state, industry, and insurer underwriting standards.

8. Limitation of Liability

To the fullest extent permitted by law:

WorkersInsurance.com, its owners, employees, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to:

• Website usage or downtime,
• Data transmission errors or unauthorized access,
• Decisions made based on website content or communications,
• Services provided by third-party partners or carriers.

If you are dissatisfied with any portion of this website or its terms, your sole remedy is to discontinue use of the site.

9. No Legal or Professional Advice

Information presented on WorkersInsurance.com is not a substitute for professional legal, financial, or tax advice. Users are encouraged to consult licensed professionals before making any business or insurance-related decisions.

10. Intellectual Property Rights

All content on this website — including design, text, graphics, logos, and trademarks — is the exclusive property of WorkersInsurance.com or its licensors and is protected by U.S. copyright, trademark, and intellectual property laws.

Unauthorized reproduction or distribution of site materials is strictly prohibited.

11. Updates to the Security & Disclaimer Policy

We may revise this policy periodically to reflect updates in technology, law, or internal operations.

The “Last Updated” date at the top of this page reflects the current version.

Continued use of the website after such changes constitutes acceptance of the updated terms.

12. Governing Law and Jurisdiction

This Policy shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict-of-law rules.

Any disputes arising under or relating to this Policy shall be resolved exclusively in the state or federal courts located in Los Angeles County, California.

13. Contact Information

Workers Insurance

Phone: (800) 540-8321

Email: coverage@workersinsurance.com

Website: https://www.workersinsurance.com

For reports of suspicious activity, security inquiries, or compliance matters, please contact us directly.

14. Final Statement of Assurance

At WorkersInsurance.com, integrity is non-negotiable.

We uphold the highest standards of cybersecurity, data governance, and regulatory compliance across every jurisdiction in which we operate.

From California to Texas to Arizona — and through our licensed national partners — your data, your trust, and your coverage are protected by design.

Security. Compliance. Confidence.

That’s the Workers Insurance standard.